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When it comes to cyber insurance, "Everybody needs it, and most companies don't realise they don't have it until it's too late," says one expert in a report for The New York Times. Despite recent high-profile cyber attacks, only one-third of companies surveyed said they had purchased a policy. But experts say new regulations by the Security and Exchange Commission--specifically, a provision that requires companies to disclose a description of relevant insurance coverage to shareholders--will likely change that. Experts advise small businesses to look closely at what kind of cyber-insurance coverage they need based on the amount of personal information handled. (Registration may be required to access this story.) Editor's Note: The IAPP recently hosted a Web conference on Evaluating Cyber Liability Insurance. The archive is available on our website.   
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