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Stuff.co.nz reports on confusion over what credit information companies can gather about individuals under new privacy rules. A recent survey found that most individuals could not identify what credit information companies could collect. Four in 10 did not realise they had a credit score, and more than 30 percent believed a criminal record could be included in credit information. Privacy Commissioner Marie Shroff announced a change to the Credit Reporting Privacy Code, which became effective in April and allows credit agencies to acquire personal records from banks and lenders. Customers must be alerted prior to data collection, and the data may be stored for up to two years.
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